Whole of life insurance is life insurance which continues until the insured person dies, stops paying the premiums or cancels the policy. Whole of life insurance is different to term life insurance which provides insurance for a fixed number of years. Only whole of life insurance policies are being considered for these claims.

No. We are not pursuing IFAs or individual brokers, just the insurance companies themselves.

We will pursue the insurance companies who have misled customers.

If you or a family member cancelled a life insurance policy because the monthly premiums increased unexpectedly, simply provide a few basic details and WLI Claims will be in touch. Start your claim now..

Yes. Anyone who has surrendered a whole life insurance policy because of unexpected, uneconomical premiums can bring a claim. Additionally, a would be beneficiary, executor or personal representative of a policyholder can also bring a claim, for example if the policyholder is deceased.

This is a 'no win, no fee' claim. "No win, no fee" means just that; you will not have to pay for any costs or fees unless you win. We absorb any initial costs and then take our fees as a fixed percentage following any settlement or judgment.

WLI Claims is prepared to consider pursuing individual claims on behalf of clients.

We have already identified a number of insurance companies we believe are answerable for wrongdoing and will consider claims against any additional insurer based on your circumstances.

If you or a family member cancelled a life insurance policy because the monthly premiums increased unexpectedly, simply provide a few basic details and WLI Claims will be in touch. If you are eligible to claim, we will start and manage that process for you. Start your claim now.

The legal process inevitably takes time, and might take several months for us to collate the information we need. However, we will stay in touch and keep you informed throughout the process. Please rest assured that the timeframe does not prejudice your claim.

This is unlikely given the number of potential claimants involved.

The amount of compensation you are eligible to recover will depend on your individual circumstances. Individually, WLI Claims’ existing clients are pursuing claims for tens and even hundreds of thousands of pounds.

The life insurance company.

We can only assess whether a time limit will apply once we have a better understanding of your circumstances. We can work with you to obtain the relevant information. The sooner you get in touch with us, the better.

We don’t need this for you to make initial contact with us.

As legal processes can take time, we cannot be specific. But we will process your claim as quickly as we can.

Yes – an interested party can claim on behalf of a policyholder affected by loss of their whole life cover, whether they are living or deceased (also see our answer to the question above about whether all policy holders can bring a claim).

Once you've made initial contact, we will get back to you and let you know what basic information we need. This will include, if possible, the policy number, name of insurance company and roughly when the policy was issued and surrendered.

Ultimately, the more information you are able to provide, the better. Don’t worry though, we will guide you through the process and we can even approach the insurer on your behalf to ask them to provide information should we need to.

As soon as you register your claim one of our team will get in touch with you by email to set up a call with one of our legal experts. This expert will then be able to run though your claim and explain the next steps and process in more detail.

If you are happy with the process and we think you have a valid claim, we will then send you a client contract and start the claim process on your behalf.